in this economy?
This is the salary you need to live comfortably in San Antonio in 2026
Single San Antonians need to make a little more than $82,000 to live comfortably in the city, the report found.
A new report analyzing how much it costs to live "in sustainable comfort" in the biggest U.S. cities has found San Antonio residents have the lowest salary requirement to live a comfortable life in 2026, and that figure is about $3,500 lower than it was last year.
SmartAsset's annual report found single adult residents in San Antonio need to make $83,242 a year to qualify as "financially stable." Last year, single San Antonians needed to make $86,694 to live comfortably in the city.
Families with two working parents and two children need to make a household income of $192,608 to have a financially stable life in San Antonio, the report found. That's $6,573 lower than what families needed to make last year.
To determine the rankings, SmartAsset's analysts examined 100 of the largest U.S. cities and used the latest cost of living data – such as the costs for housing, food, transportation, and income taxes where applicable – from the MIT Living Wage Calculator for childless individuals and for two working adults with two children.
For the purpose of the study, the 50/30/20 budgeting strategy was used to determine "comfortable lifestyle" costs for both individuals and families: 50 percent of income to cover needs and living expenses, 30 percent for "wants," and 20 percent for savings or paying down debt.
Here's a breakdown of a San Antonio resident's comfortable lifestyle based on SmartAsset's findings:
- $41,621 dedicated to needs and living expenses
- $24,973 dedicated to wants
- $16,648 dedicated to savings or debt repayment
This is SmartAsset's interpretation of a comfortable lifestyle for families of four:
- $96,304 dedicated to needs and living expenses
- $57,782 dedicated to wants
- $38,522 dedicated to savings or debt repayment

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