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Photo by Towfiqu barbhuiya on Unsplash

Inflation is high, interest rates are skyrocketing, and honestly, just existing is expensive. Whether it be the price of eggs or a new car, trying to have a financially stable life in one of America’s largest metropolitan areas is becoming more and more difficult.

So, how much money do you need to make to live comfortably in San Antonio? Approximately $59,270 a year post-tax, according to a new study by financial tech company SmartAsset.

That’s an $11,000-plus increase from their previous annual report, where San Antonio residents only needed to make $48,228 a year post-tax to live comfortably in the area.

Their experts collected data from MIT’s Living Wage Calculator to determine the cost of living for a childless individual in the 25 largest American metro areas. They also used the 50/30/20 budgeting strategy to figure out what a “comfortable lifestyle” meant for the purpose of their study: 50 percent of their income goes to a person’s needs/living expenses, 30 percent to a person’s wants, and 20 percent for their savings or paying down debt.

To live a financially stable life, a childless San Antonio individual would need to spend $29,635 of their salary on their living expenses, $17,781 for discretionary expenses, and put $11,854 toward their savings or debt payments. Considering rent in the city has increased by 7 percent since 2022, that might be a tighter squeeze for some.

Susannah Snider, SmartAsset’s managing editor of financial education, says in the study that budgeting should be the “bedrock of many people’s financial plans.”

“And it’s especially essential to understand and track your spending when the cost of everyday items is rising,” said Snider. “Being able to stick to a 50/30/20 budget means you have enough to fund short- and long-term goals while paying for essential living expenses.”

To live comfortably in the largest metro areas in the United States, on average, an individual would need to make $68,499 a year after taxes, which is a 20 percent increase from 2022.

In other Texas metro areas, like Dallas-Fort Worth and Houston, a person would need to make $64,742 and $62,260 a year post-tax.

The full study and its methodology can be found on smartasset.com.

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CultureMap Emails are Awesome

Hugely popular San Antonio restaurant Ladino celebrates first anniversary with Mediterranean party

Luck be Ladino

Although Ladino has only been a Pearl gem for one year, the mediterranean hotspot already feels like a San Antonio staple.

Helmed by executive chef Berty Richter and Emmer Hospitality, Ladino is slated to celebrate its first anniversary this Sunday with a festive party celebrating the restaurant's success as well as its future. Guests will enjoy a welcome beverage (and more cocktails for purchase), plus unlimited grilled meats, pita sandwiches, and other bites. DJ Zain will keep the energy up, while guests play yard games and kids get their faces painted.

Chef Richter tells CultureMap, '"In the world of restaurants and hospitality, we always strive to progress, keep learning, and improving."

When Ladino opened last September, it represented a promising branching out from its Austin-branched hospitality group parent, which had prior (and has since) earned acclaim from national publications for its cultural vibrancy — and deliciousness, of course.

In Ladino's case, the cultural touchstone is the Judeo-Spanish language of the same name that Chef Richter spoke growing up, which also included elements of Castellano, French, Italian, Greek, Turkish, and Hebrew. Richter's Turkish mother inspired many parts of the restaurant's popular Mediterranean menu.

Despite a strong point of view, the restaurant does have something for everyone, and is very accommodating to patrons with dietary restrictions. Signature staples include the sourdough-based pita bread (which comes unlimited with the hummus dip), kibbeh nayeh with Wagyu tartare, shishbarak (lamb and pork dumplings), and saffron chicken. The Wagyu Denver steak is a consistent standout, with a perfect crispy edge surrounding the medium rare middle.

Chef Richter plans to keep the menu generally the same for now, with the ongoing tradition of rotating some dishes out based on seasonal availability.

"We are excited to continue exploring the cuisines and cultures that Ladino represents, while strengthening our relationships with local farmers, growers, producers, and the communities of San Antonio," says Richter.

Now open seven days a week, Ladino offers a happy hour on weekdays from 5-6:30 pm. Deals include six dollars off of the hummus dip and pita, $5 off of Ladino's signature cocktails and wines by the glass, and deals on other plates like babaganoush, a spicy Feta plate, and more. The happy hour specials are only available at the upstairs bar, which is easily accessible catty-corner to the main Ladino entrance at the Pearl.

Tickets ($40, $15 for kids) to the anniversary celebration on October 1, from 4-8 pm, are still available via Eventbrite. Regular reservations and to-go orders may be made at ladinosatx.com.

Botanical Garden's Lightscape mesmerizes with new exhibits and discount tickets

THAT OL' RAZZLE-DAZZLE

Call it the grown-up version of posing with Santa Claus. Since its dazzling debut in 2021, the San Antonio Botanical Garden’s Lightscape has been the essential stop for holiday photoshoots. Planners are already working hard to ensure the annual tradition is more brilliant — and accessible — than ever.

Tickets are now on sale for the showstopping exhibition, running November 17 to January 1. The festivities will include familiar displays and brand-new illuminated works from global designers.

French creative studio Pitaya will return with a new installation, "Spark Ballet." The work features dozens of hanging lanterns glowing with firefly lights as a flickering guide around the lake. Visitors will also be treated to a pair of large-scale spectacles from UK outfit ArtAV, including an array of sparkling stars and a 40-foot-high LED tree.

Some of last year’s favorites will make an encore. The "Heart Arch Walk" allows guests to stroll under a tunnel of love while "Floraison" canopies explorers with brightly lit poppies. As always, the "Winter Cathedral" provides one last selfie spot.

The ever-popular "Bluebonnets" will also mesmerize sightseers, this time with an army of life-sized cowboy nutcrackers. The "Fire Garden" will have a new addition, too — the 25-foot dragon last seen in the blockbuster Imaginary Worlds: Once Upon a Time exhibition.

Peak date tickets cost $28 for adults and $18 for children, with VIP packages and member discounts available. For the first time ever, the garden also offers Value Nights on select dates in November and December. Revelers can score tickets as low as $18 for adults and $10 for kids online.

San Antonio Botanical Garden Lightscape

Photo courtesy of San Antonio Botanical Garden

The Pixel tree makes an ideal selfie stop.

Rock star Bono's daughter makes her own sweet music in Flora and Son

Movie Review

The new Apple TV+ film Flora and Son centers on a single mother and her teenage son, a situation that typically calls for an uplifting story about the mother’s struggles trying to support the two of them, and the bond that develops between them as go through the troubles together. While that element exists somewhat here, it goes down a much different path that’s both saltier and equally as rewarding.

Eve Hewson and Oren Kinlan in Flora and Son

Photo courtesy of Apple TV+

Eve Hewson and Oren Kinlan in Flora and Son.

Set in Dublin, Ireland, the film follows Flora (Eve Hewson), a single mom to Max (Oren Kinlan), who gets in a fair bit of trouble. She shares custody with her ex, Ian (Jack Reynor), and their antagonistic relationship, along with Max being a teenager, likely has an effect on how Flora and Max get along. A typical interchange between mother and son has them calling each other all sorts of bad names, although there rarely seems to be any true animosity behind their arguments.

When a guitar Flora refurbishes for Max goes unappreciated, she instead starts taking online lessons herself with an American named Jeff (Joseph Gordon-Levitt). She’s no less brash with him, but her sincere interest in learning how to play and in finding out more about Jeff’s music opens a new door for Flora. Soon, a discovery that Max is making music of his own on his laptop helps them communicate better than they have in a long time.

Flora & Son is the latest music-focused film from writer/director John Carney (Once, Sing Street), and he once again finds the sweet spot in telling a personal story enhanced by song. Flora has more than a few rough edges, making her a less-than-ideal protagonist, but the heart of the character shines through precisely because she has no filter. Once music is added to the equation, it become that much easier to see the type of person she is and why you should root for her.

Both Hewson and Gordon-Levitt are charming actors, so they establish a connection through a screen well. Fortunately, though, Carney chooses not to leave it at that, adding a slight fantasy element to some of their scenes by having Flora imagine Jeff in the room with her. A romantic element naturally arises, but it’s the unexpected way in which two lonely souls find each other from across the world that makes them the most interesting.

There are a couple of decent songs that come out of the process of all of the music-making, but nothing that you could truly call an earworm. Instead, it’s the feeling you get seeing the characters interact when they’re sharing music with each other that makes the film sing. Only one character could be classified as a professional musician, with the rest of them making music for the pure joy of it, an emotion Carney translates well in his storytelling.

Hewson (the daughter of U2’s Bono, in case you were unaware) is having a moment after 15 years in the business. She has a boldness that serves her as well in this role as it did in the recent Apple TV+ limited series, Bad Sisters. This is Kinlan’s first major part, and he acquits himself well. Both Gordon-Levitt and Reynor are seasoned actors who know how to make the most of their limited scenes.

The depiction of a mother/child relationship in Flora and Son is atypical, but it still winds up in a great spot thanks to the power of music and some fine performances. Carney’s love for both songs and filmmaking has yielded some memorable movies over the years, this one included.

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Flora and Son opens in select theaters and on Apple TV+ on September 29.