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This is how far a $100k salary goes in San Antonio, according to new study

Seven Texan cities appear in the study’s top 10 where a six-figure salary goes the furthest.

Many people daydream about making six figures in their career before they enter the workforce. But the rising cost of living certainly throws a wrench in the works. Luckily for Texans, a six-figure salary still goes pretty far in the state.

In a new report from SmartAsset, a $100,000 salary in Texas is worth an average of $77,885 after taxes and adjusted for the cost of living. The financial technology company analyzed income in 76 United States cities, and adjusted them for the cost of living in each location.

Seven Texan cities appear in the study’s top 10 where a six-figure salary goes the furthest. San Antonio ranked No. 7 in a three-way tie with Fort Worth and Arlington. A person who makes $100,000 a year in all the three cities takes home about $74,515 after taxes. When adjusted for the cost of living, which is seven percent lower than the national average, that money is worth $80,124.

Houston ranked just before the Alamo City at No. 6 as the fourth Texas city on the list, after El Paso (No. 2), Corpus Christi (No. 4), and Lubbock (No. 5). A Houstonian's six-figure salary is reduced to $74,515 after taxes, but is technically worth $81,350 when adjusted for the cost of living.

Dallas appears at No. 34 on the list, with the average six-figure earner bringing home $72,345 after taxes. That salary shrinks in the northern Dallas suburb of Plano (No. 59), where the worker brings home $59,422.

The place where $100,000 goes the furthest is Memphis, Tennessee. Much like Texas, Tennessee doesn’t have a state income tax and has a lower cost of living in comparison to the national average.

After Memphis is El Paso, followed by Oklahoma City (No. 3), then Corpus Christi, Lubbock, and Houston. After the Texan three-way tie for No. 7, St. Louis, Missouri rounds out the top 10.

The 10 total Texas cities that appear in SmartAsset’s study include:

No. 2 – El Paso
No. 4 – Corpus Christi
No. 5 – Lubbock
No. 6 – Houston
No. 7 – San Antonio, Fort Worth, Arlington (tied)
No. 24 – Austin
No. 34 – Dallas
No. 59 – Plano

The report and its methodology can be found on SmartAsset’s website.

SmartAsset six figures texas salaries san antonio san antonio salaries

hottest headlines of 2024

10 most popular stories that capture city life in San Antonio in 2024

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Readers were mostly drawn to data about schools and finance, but tree health took precedent.

Editor's note: At the end of 2024, we're looking back at the stories that shaped San Antonio this year. In the case of CultureMap's City Life section, it was actually the other way around: San Antonians were most interested in gathering data and understanding where the city stands against others nationally. This year, we looked into education, income, and retirement. Yet taking care of trees outshined it all. Here are San Antonio's top 10 city stories of 2024.

1. Texas tree group issues dire warning to San Antonio owners of oak trees. A nonprofit dedicated to trees issued a warning to Texas citizens who own oak trees: Put down the pruning shears to avoid oak wilt.

2. Stellar San Antonio high school ranks among America's best in 2024, says U.S. News. The 2024 rankings put BASIS San Antonio - Shavano Campus at No. 64 nationally. The school also ranked No. 13 nationally among the best charter schools and No. 76 among the best STEM high schools.

3. 3 San Antonio-area companies hailed best places to work by U.S. News. Frost Bank, iHeartMedia, and the New Braunfels-based Rush Enterprises, Inc. made the list, which considered work-life balance, quality of pay, stability, and more.

4. 2 San Antonio neighbors relax among best places to retire in the Hill Country. New Braunfels and Boerne hung up their hats with other small towns with relatively low costs of living, low crime rates, and a variety of attractions.

5. San Antonio university ranks No. 18 among best small colleges in U.S. Trinity University has made the high honor roll. The esteemed San Antonio university ranks among America's top 20 small colleges and liberal arts colleges for 2025 by Niche.

6. 2 San Antonio billionaires land on Forbes' new list of richest Americans. Charles Butt and Eleanor Butt Crook, the chairman and a member of the board of directors of H-E-B, respectively, had estimated net worths of $8.9 billion and $3.7 billion.

7. San Antonio is the No. 4 most educated city in the country, says Forbes. In San Antonio, the bachelor’s completion rate for people 25 and up was 67.30 percent, and 29.56 percent of people in that age group have advanced degrees.

8. San Antonio university ranks No. 3 among best Texas colleges for 2025. Trinity University does it again. The private university performed the best in the category for best admission rates, ranking No. 2 with a 28 percent acceptance rate, according to U.S. News & World Report.

Trinity University aerial shot Trinity University made two appearances in this top 10 list.Trinity University/Facebook

9. This is how much it costs to raise a child in San Antonio. Raising a child certainly isn't cheap. In San Antonio and New Braunfels, annual costs of raising just one child can add up to more than $21,000 every year — and that wasn't even that high compared to the rest of the list.

10. Here's what it takes to be a middle class earner in San Antonio in 2024.According to the 2024 edition of SmartAsset's annual report, middle class households in San Antonio would need to make between $39,215 and $117,658.