IDYLLIC HOMES

This is what AI thinks a typical home in San Antonio looks like

Artificial intelligence and the housing market are two hot-button topics that have been the focus of online discussion in 2023. One home services provider has set out to determine what a "typical home" looks like in every state and in the nation's 30 most populated cities using an AI generator, and the results are ... interesting, to say the least.

For a typical Texas home, the AI chose a modest-looking house with a red brick exterior, a covered front porch with plenty of room for people-watching (very Southern), blue shutters, and a light blue door. And you can't forget the classic American flag that pokes in from the side of the frame – hanging off from what, we don't know.

A tall, old oak tree snakes above the perfectly mowed front yard, with a stone path leading from the street to the steps of the porch. Several trees decorate the side and back yards, providing the essential shade every Texan craves in the hot summer months.

Photo courtesy of All Star Home

The AI-generated home in San Antonio has a yellow and green painted exterior.

AI generated home in Texas This is what the AI generator thinks a home in Texas looks like.Photo courtesy of All Star Home

All Star Home, who wrote the report, additionally pulled the median home value for each state and city that was included to determine how much each home could cost. Zillow says the average Texas home is worth $302,333 as of May 2023, so that's how much this Texas home could be worth.

The cities included in All Star Home's report are San Antonio, Austin, Houston, Dallas, Fort Worth, and El Paso. Each idyllic home is unique, with only Dallas and Fort Worth sharing some German/European exterior features.

san antonio austin houston dallas fort worth texas

bang for your buck

San Antonio ZIP code is 4th most affordable place for renters in U.S.

Photo by Florian Schmid on Unsplash

undefined

Trying to afford buying a home in San Antonio is difficult enough with current mortgage rates, and doubly so if you're already paying high rent on an apartment or a house. But there are six San Antonio ZIP codes where renters can get the most bang for their buck, according to a new study by financial services company CashNetUSA.

To find the most affordable ZIP codes for renters in the U.S., analysts compared median household incomes by ZIP code to the average annual rent costs in those areas using the Zillow Observed Rent Index. ZIP codes where the average annual rental constituted the lowest percentage of median household income were considered the "most affordable."

San Antonio's 78248 ZIP code specifically stood out as the No. 4 most affordable in the country, and the No. 1 most affordable in Texas. This area encompasses the north San Antonio neighborhoods of Inwood, Forests at Inwood, Oakwood, The Park at Deerfield, Canyon Creek Bluffs, Canyon Creek Village, Blanco Village, Deerfield, Cadillac Drive, and Churchill Estates.

According to the study's findings, the average monthly cost of a rental in 78248 comes out to $1,259.17, and the median annual income of a household in the area is $122,986. Analysts then calculated that the annual rent of a home in this ZIP code only takes up 12.29 percent of a household's median income, which is the fourth-lowest in the nation.

CashNetUSA found the No. 1 most affordable ZIP code for renters nationwide is 66224 in Leawood, Kansas, where annual rent only takes a 10.57 percent cut out of a household's median annual income.

Elsewhere in Texas, two Houston-area ZIP codes – 77401 and 77094 – ranked No. 9 and No. 12 nationally, while Allen's 75013 ZIP code fell two spots behind to claim the No. 14 spot.

The most affordable San Antonio-area ZIP codes for renters
CashNetUSA further unveiled the five most affordable ZIP codes across major U.S. cities, including in San Antonio, Austin, and Houston.

Following 78248 (which took the No. 1 spot citywide) is 78261 (No. 2), which spans east of Highway 281, across Smithson Valley Road. Rent costs in this ZIP code averaged out to $1,698 per month, the report found.

Landing in the No. 3 spot is 78258, which includes Rogers Ranch, The Vineyard, Stone Oak, Summit, Hidden Canyon, and Big Springs neighborhoods. The report said average rent in the area comes out to $1,507 per month, which takes up 17.54 percent of a household's median annual income.

The remaining top two most affordable ZIP codes for San Antonio renters are located in 78259 (Encino Park, Encino Ranch, Cavalo Creek Estates, Northwood Hills, Summit at Bulverde Creek, Roseheart, Redland Woods) and 78260 in Timberwood Park, which is about 25 miles north of downtown San Antonio.

rent rent prices affordable housing