Realtor Profile

This Realtor is on a quest to make San Antonio even more awesome

Realtor Debra Maltz.

Photo courtesy of Kuper Sotheby's International Realty

A personal interest in center city real estate, traditional neighborhoods, and especially downtown San Antonio led Debra Maltz to found Centro Properties in 1978. The company specialized in leasing, property management, and sales, and eventually Maltz brought her knowledge to Kuper Sotheby's International Realty. Now her 40 years of experience in San Antonio real estate translates into an agent with dedication, knowledge, and approachability.

Now she navigates transactions seamlessly through demonstrated market knowledge and strategic negotiation skills, highlighting residences in modern high-rise condominiums, desirable historic neighborhoods, and mixed-use spaces surrounded by premier dining, shopping, and the arts. Her impressive list of accreditations include GREEN, Accredited Buyer Representative (ABR), Accredited Luxury Home Residential Specialist (LHRS), and Senior Real Estate Specialist (SRES).

Recognizing the importance of history and culture in her city, Maltz is involved with organizations that promote the quality of life in her community. She and her husband are strong patrons of the arts, sitting on the board of the music group SOLI Ensemble and season ticket-holders to the symphony. A member of the board for the Downtown Alliance, she applies her expertise of the area to its popular annual Urban Spaces Tour. As a host for SERVAS, an International peace organization, Debra opens her home to international guests interested in the heritage and culture of San Antonio. As a lover of making San Antonio a better place to live, Debra is an Awesome Foundation Trustee, giving people monthly grants to make San Antonio more awesome.

We chatted with Maltz to find out more about her work and what drives her.

CultureMap: What inspires you to do what you do?

Debra Maltz: Working to make San Antonio an even more awesome world-class city while retaining its character. Smart growth and being sustainable are very important to making the city the best it can be.

CM: What’s one piece of advice you give to people looking for their dream home?

DM: Always take into account your personal plan. Some buyers want to have the best house ever and a walkable neighborhood, some want to be in a peaceful community, some people want to have money to travel in addition to having a great home. Figuring out those goals is very important in determining what kind of house you want and where it's located.

CM: And advice to those who are selling?

DM: Get your house in the best possible condition you can, as first impressions are everything to buyers. Pay attention to the market and list it at the market value. I have found having a home sit on the market for a long time, trying to get an over-market price, does not yield great results in the end.

CM: Sum up San Antonio in three words.

DM: We're a secret! (Keep it that way.)

CM: What's one thing people might not know about you?

DM: I have an amazing husband who supports me 100 percent, two crazy Jack Russells that keep me totally entertained, and two handsome (I am prejudiced) sons who blew me away with their intelligence and zest for life. That's three things!

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See Debra Maltz's latest listings here, or contact her at 210-639-3272 or debra.maltz@kupersir.com.

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bang for your buck

San Antonio ZIP code is 4th most affordable place for renters in U.S.

Suburb

Photo by Florian Schmid on Unsplash

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Trying to afford buying a home in San Antonio is difficult enough with current mortgage rates, and doubly so if you're already paying high rent on an apartment or a house. But there are six San Antonio ZIP codes where renters can get the most bang for their buck, according to a new study by financial services company CashNetUSA.

To find the most affordable ZIP codes for renters in the U.S., analysts compared median household incomes by ZIP code to the average annual rent costs in those areas using the Zillow Observed Rent Index. ZIP codes where the average annual rental constituted the lowest percentage of median household income were considered the "most affordable."

San Antonio's 78248 ZIP code specifically stood out as the No. 4 most affordable in the country, and the No. 1 most affordable in Texas. This area encompasses the north San Antonio neighborhoods of Inwood, Forests at Inwood, Oakwood, The Park at Deerfield, Canyon Creek Bluffs, Canyon Creek Village, Blanco Village, Deerfield, Cadillac Drive, and Churchill Estates.

According to the study's findings, the average monthly cost of a rental in 78248 comes out to $1,259.17, and the median annual income of a household in the area is $122,986. Analysts then calculated that the annual rent of a home in this ZIP code only takes up 12.29 percent of a household's median income, which is the fourth-lowest in the nation.

CashNetUSA found the No. 1 most affordable ZIP code for renters nationwide is 66224 in Leawood, Kansas, where annual rent only takes a 10.57 percent cut out of a household's median annual income.

Elsewhere in Texas, two Houston-area ZIP codes – 77401 and 77094 – ranked No. 9 and No. 12 nationally, while Allen's 75013 ZIP code fell two spots behind to claim the No. 14 spot.

The most affordable San Antonio-area ZIP codes for renters
CashNetUSA further unveiled the five most affordable ZIP codes across major U.S. cities, including in San Antonio, Austin, and Houston.

Following 78248 (which took the No. 1 spot citywide) is 78261 (No. 2), which spans east of Highway 281, across Smithson Valley Road. Rent costs in this ZIP code averaged out to $1,698 per month, the report found.

Landing in the No. 3 spot is 78258, which includes Rogers Ranch, The Vineyard, Stone Oak, Summit, Hidden Canyon, and Big Springs neighborhoods. The report said average rent in the area comes out to $1,507 per month, which takes up 17.54 percent of a household's median annual income.

The remaining top two most affordable ZIP codes for San Antonio renters are located in 78259 (Encino Park, Encino Ranch, Cavalo Creek Estates, Northwood Hills, Summit at Bulverde Creek, Roseheart, Redland Woods) and 78260 in Timberwood Park, which is about 25 miles north of downtown San Antonio.

rent rent prices affordable housing

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